The loan officers were tickled by my suggestion of "to homeless" as a verb because they sounded so Chinese when they said it, but they finally settled on "to freedom." At the thought of violence, he recoiled like a rifle. If you disagree with her, she says, "I don’t think you understand what I’m saying." He told me to take the pills and I said I wasn't sick and he nodded and said, "The placebo effect."